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I paid off $11,800 in eleven months!

my coworker — Friday the 13th is “post a picture of whatever you want day”, evidently The other night, I worked on the computer until about midnight, which, for me, is a great way to go to bed and have...

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State of my Debts: August Check in

So, a few things have changed: Since reframing the issue, I’ve changed the layout of the chart — I’m still keeping track, but the line goes up, not down. Eliminated the “total” line as it’s redundant....

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State of my Debts: September Check in

All right, it’s everyone’s favorite time of the month! The beginning! Where personal finance bloggers overshare their financial information! I love it, actually, and it’s only in this realm where I can...

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Snowflaking Debt, and a Giveaway!

One of the best pickup lines that I’ve ever gotten (and truly, will ever hope to get) happened to me in the winter of 2007. I was living in DC and walking to the metro. I was living in a...

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State of my Debts: October Check in

October is here, and while part of me is sad to see the prettiest month in Portland pass, a lot happened last month that won’t happen this month, so it’s great to start fresh. Last month, I flew to...

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State of my Debts: November Check in

How is it November already? October was spent a lot closer to home (minus Sausage fest!) but it wasn’t quiet. Sure, there was plenty of time for reflection, but that was amid the parties, the wedding,...

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America Saves helps with student loans

If you graduated in the spring of 2012, welcome to the world of paying back your student loans. Remember that six month grace period? It’s over. But America Saves has some tips (pdf) to help you pay...

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Frugal Portland’s net worth is up over 250% in one year!

My net worth is up 250% for 2012! This is probably the highest increase it’ll ever be. I’m going to reset it next month, so that the percentages don’t get too crazy out of control. Please note that it...

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My Emergency Fund + $100 giveaway

emergency fund umbrella  My Emergency Fund If you’re new to personal finance, the experts (and particularly Dave Ramsey) advocate having a savings buffer for unforeseen circumstances. They call it an...

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Things I’d love to do in 2013 — Creating my love list

I subscribed to a holiday email gift from Courtney Carver of Be More with Less. Every day, in December, she sent an email out with inspiration. Sometimes it’s music, other times it’s a simple thought,...

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January net worth: a fresh start

So, I know I’m getting naked with my finances over at Consumerism Commentary, but I’m still going to do my own monthly check ins here. That is, after all, one of my main reasons for writing a blog: to...

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February net worth: I saw my shadow

Last month, when I checked in with my January finances, I asked for advice. Specifically, I asked whether I should get rid of the student loan once and for all, or whether I should pad my savings. Most...

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How to Get Out of Student Loan Debt

On February 6, 2013, at 4:00 in the morning, my final student loan payment went through. happy dance! I saw the email when I woke up, and immediately went to Mint, because I wanted to see the green bar...

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Frugal Portland’s March Numbers

If you want to see my numbers on @flexo’s site, you can read that here. But those are now nearly a month old. These are much fresher. Things HAPPENED in these parts in February. I paid off my student...

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Checking in On My 2013 Love List

In December, I created my love list for 2013. Now that it’s March, I’d like to see how I’m doing, where I can focus from here, and what needs to be added! Let’s Review: Things I’d love to do in 2013:...

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Remembering Leaner Times

It was autumn 2008, and I’d just moved back to Portland. Hillsboro (a close-in suburb), actually, to live in my best friend’s spare bedroom for about six weeks. I’d found a position as a recruiter in...

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Credit Card Debt is for Losers

The other day, while researching an article about whether to pay off student loans or credit card debt first, Carrie asked our Facebook group what we thought. Most people gave really great responses,...

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Frugal Portland’s April Net Worth

Hello, April. Let’s talk about net worth, shall we? I’m buying a condo, so these charts will dramatically change in the coming months. Wait, if I don’t close until May 23, then I won’t have anything to...

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I’m Debt Free*!

Heavy emphasis on the asterisk. Earlier this week, with a bit of unexpected money, I paid off my car loan. Which means, technically, I’m debt free. But only technically. I mean, there’s a whole stack...

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Life After Debt: An Honest Look After the Finish Line

Last month, I paid off the last remaining consumer debt (my car loan). Then, I was in an odd place. Free from debt. To be honest, I was a little (a lot?) hung up on the fact that I was buying a condo,...

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